Loan Rates

Consumer Loans

Available Discounts:

  • Apply online and you will receive a 0.15% reduction.
  • Receive 0.25% off your interest rate on passenger vehicles less than 7 years old with a combined EPA mileage of 26 MPG or higher.

Lowest rate available with discount(s) is 3.25% APR*.

Type of LoanTermAPR*
Non-Commercial Auto's Trucks & VansUp to 96 months

Term based on value of vehicle

As low as 3.25%
Classic VehiclesUp to 96 months

Term based on value of vehicle 75% max financing

As low as 4.25%
Reconstruct VehiclesUp to 72 months

Term based on value of vehicle 50% max financing

As low as 5.25%
Motorhomes Travel Trailers Pickup Camper Combo Boats and Trailer PackagesUp to 96 months

Term based on value of collateral.

As low as 6.25%
New and Used Power ToysUp to 72 months

Term based on value of collateral.

As low as 5.25%
Other CollateralUp to 84 months

Term based on value of collateral.

As low as 9.25%
Signature LoansUp to 24 months

Term based on amount financed.

As low as 13.95%
Share Secured/CD Secured LoansCall 459-5970 for info on termsVariable interest rate is 3% over Share Dividend rate
Share Secured Visa Card Revolving12.99% - 18.00%
Visa PlatinumRevolving9.99%
Visa ClassicRevolving12.99% - 18.00%

* APR = Annual Percentage Rate. Effective date of March 14th, 2012. Up to 100% financing available, some restrictions may apply. Rates and terms dependent on credit qualifications. Rates are subject to change at any time. A loan processing fee of $30 will be charged per credit report. Loans under $2000 may have substantially higher APR. Optional credit life and disability insurance and GAP Insurance available.

Contact the Loan Department at (907) 459-5970 for more detail.

**Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the online loan application.