Visa Credit Cards
Who needs cash? With a Spirit of Alaska credit card in your pocket, you're prepared for anything. Our Visa® cards offer you worldwide acceptance, generous limits, travel discounts, and a whole lot more. You can even customize your card so it fits your personality! We offer several different plan options to ensure you get exactly what you need.
- Summary
Spirit of Alaska Classic and Platinum Card benefits:
- Competitive fixed rates, starting at 9.99% APR*
- Low annual fees, and no fee if you have a SoA checking account
- 28-day grace period
- No fee for cash advances, and the same rate as purchases!
- Easy to manage through online banking
- 24-hour online access
- Automatic payment available
- Personalized photo and design available
- Instant issue cards available
VISA card benefits:
- Accepted worldwide
- Generous limits
- Anytime customer service
- Pick your own PIN
Platinum and Classic Benefits
Enjoy peace of mind with built-in Visa benefits and experience more shopping, finer restaurants, and more traveling opportunities around town or around the world.
- Cell phone protection
- Emergency medical/dental benefit on trips purchased with the card
- Purchase security
- Return protection
- Travel and emergency assistance services
- Emergency medical/dental coverage during a trip purchased with the card
- Personal identity theft coverage and assistance
- Purchase security up to $500
IMPORTANT NOTICE FOR CARDHOLDERS: Effective 10-31-2010, all Visa cardholders using e-Teller will begin receiving their account statement and bill electronically. Accessing your Visa e-Statement in e-Teller is as easy as a click of your mouse.
- To view your statement, simply click the "e-Statement" button during your next e-Teller session.
- You can print, save, or we'll store them for you online for 12 months.
- The account information in your e-Statement is identical to the paper statement and bill you currently receive. But with e-Statements, you'll receive your e-Statement and bill several days earlier than with the U.S. Mail.
- Utilize e-Teller to make a payment using the account transfer feature, or you can make your payment by phone, mail, in-branch, or by setting up an automatic payment.
*Based on approved credit. Annual Percentage Rate.
Download PDF Application
- Instant Issue Cards
Get your Spirit of Alaska debit or credit card without waiting for it to come in the mail! We offer unembossed Visa® cards to our members, which are accepted by most Visa merchants, with the exception of those who require a manual imprint at the point of sale.
- Share Secured Card
You don't have to have perfect credit to get a Visa card. Use your Spirit of Alaska share account as collateral to secure a card!
- Secured by simple share savings
- Amounts from $250 to $10,000
- Earn interest on savings
- Balance must remain over secured amount
If you are applying for the Share Secured Visa, please indicate on the application how much you can apply toward your credit limit.
- Calculators
