Certificates of Deposit (CDs)
"Safety first" is more than just a phrase up here. To an Alaskan, it's a way of life. That goes for taking care of your financial well being too. With a Spirit of Alaska CD, you get a fixed rate of return and NCUA insurance so you know your investment is safe no matter what happens. The longer the term, the better the rate, and the harder your money can work for you!
- $500 minimum opening deposit
- Fixed rates, guaranteed returns
- Maturities from 3 months to 7 years
- Better rates for longer terms
- Dividends paid monthly
- Withdraw earnings at any time*
- Penalty for early withdrawal of principal
- May be used as collateral on Share/Certificate Loans
*Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
NCUA insured up to $250,000