Simple Checking
Managing your money doesn't have to be complicated. Our Simple Checking account gives you the basics without any useless add-ons you don't need to confuse things or jack up the price. Write checks, get e-statements, and more; maintain the low minimum balance and we'll even waive the fee. How's that for simple?


- Summary
- Unlimited checking privileges
- $5 monthly fee waived with balance over $500
- Overdraft protection available
- No minimum balance to open
Free Services
- Free debit card
- Free online account access through e-Teller
- Choice of paperless e-statements or paper statement
- Free telephone account access
Over 5,000 branches through shared branching. NCUA insured up to $250,000.
- Refer-A-Friend
Spread the word and get $50 and movie tickets too!
The Refer-A-Friend Program rewards members with a $50 referral bonus when their friends open and maintain a share account (savings) and transactional (checking) account with Spirit of Alaska FCU.
Look for the Refer-A-Friend link in your end-of-cycle email notification for your Choice Checking account.



