Spirit of Alaska Federal Credit Union :: Savings & Investments Rates

Click here for a printable version.


Updated 7-22-08



ACCOUNT TYPE MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN   DIVIDEND RATE DIVIDEND RATE APY*
Share Saving and Checking Accounts
Rewards Cache Share Savings
$5.00
$100.00
  
0.75%
0.75%
$20,000.00 - $49,999.99
 
1.00%
1.01%
$50,000.00 and up
 
1.25%
1.26%
Share Savings
$5.00
$100.00
  
.65%
.65%
Kids Cache Share Savings
$5.00
$5.00
  
.65%
.65%
Boom Cache Share Savings
$5.00
$50.00
  
.65%
.65%
Rewards Cache Dividend Bearing Checking (no monthly fee)
$0.00
$.01
 
.50%
.50%
Prestige Checking
(For member 55 and older)
$0.00
N/A
  
N/A
N/A
e-Z Checking**
(Full service electronic check-less checking)
$0.00
N/A
 
N/A
N/A
Simple Checking**
($100 minimum balance required to avoid $5 monthly fee)
$0.00
N/A
 
N/A
N/A
Pocket Cache Checking
$0.00
N/A
  
N/A
N/A
Interest Bearing Checking**
$0.00
$.01
 
.50%
.50%
Basic Business/Nonprofit Checking**
$0.00
N/A
 
N/A
N/A
Interest Bearing Business/Nonprofit Checking**
$0.00
$.01
 
.50%
.50%
Money Market Account
$2,500.00
Under $2500.00
  
0.0%
0.0%
$2,500.00-$9,999.99
  
.65%
.65%
$10,000.00-$24,999.99
  
1.00%
1.01%
$25,000.00- $49,999.99
  
1.00%
1.01%
$50,000.00- $99,999.99
  
1.25%
1.26%
$100,000.00
and up
  
1.25%
1.26%
IRA
$0.00
$0.01
  
1.50%
1.51%
IRA - Share Certificates
 
MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN

REWARDS
CACHE
DIVIDEND RATE

REWARDS
CACHE APY*
DIVIDEND RATE
DIVIDEND RATE APY*
3 Months
$500.00
$500.00
2.00%
2.02%
1.75%
1.77%
6 Months
$500.00
$500.00
2.75%
2.79%
2.00%
2.02%
1 Year
$500.00
$500.00
2.90%
2.94%
2.50%
2.53%
18 Months
$500.00
$500.00
2.90%
2.94%
2.50%
2.53%
2 Years
$500.00
$500.00
3.00%
3.05%
2.75%
2.79%
30 Months
$500.00
$500.00
3.00%
3.05%
2.75%
2.79%
3 Years
$500.00
$500.00
3.10%
3.15%
2.90%
2.94%
4 Years
$500.00
$500.00
3.20%
3.25%
3.00%
3.05%
5 Years
$500.00
$500.00
3.25%
3.30%
3.10%
3.15%
7 Years
$500.00
$500.00
3.45%
3.51%
3.25%
3.30%
Share Certificates
3 Months
$500.00
$500.00
2.00%
2.02%
1.75%
1.77%
6 Months
$500.00
$500.00
2.75%
2.79%
2.00%
2.02%
1 Year
$500.00
$500.00
2.90%
2.94%
2.50%
2.53%
18 Months
$500.00
$500.00
2.90%
2.94%
2.50%
2.53%
2 Years
$500.00
$500.00
3.00%
3.05%
2.75%
2.79%
30 Months
$500.00
$500.00
3.00%
3.05%
2.75%
2.79%
3 Years
$500.00
$500.00
3.10%
3.15%
2.90%
2.94%
4 Years
$500.00
$500.00
3.20%
3.25%
3.00%
3.05%
5 Years
$500.00
$500.00
3.25%
3.30%
3.10%
3.15%
7 Years
$500.00
$500.00
3.45%
3.51%
3.25%
3.30%
Pricing Guide 2008
This chart is a disclosure of terms applicable to our current Share and IRA Share Certificate Accounts. It supplements the terms of the Share Certificate, Membership Agreement, separate Schedule of Fees and Charges or other related material. Your periodic statement will provide your current status - such as dividends earned.

*Annual Percentage Yield
**Monthly Fee and/or transaction fee may apply.
Certificate Rates effective as of July 22, 2008; Share rates effective as of July 22, 2008.
Rates reviewed monthly by Board of Directors and subject to change at any time.
Any account maintenance or transaction fees will reduce earning.
Early withdrawal penalties may apply for IRA and Share Certificates.

Consult your tax advisor to help determine the best IRA for you.
For more information on these investment options please call 459-5900 or you may stop by any of our branches and speak to a member services representative. info@spiritofak.com


Close Window


Copyright © 2007 - Present. Spirit of Alaska Federal Credit Union. All rights reserved.