: Consumer loans :
We have competitive rates for:
• New and used autos, trucks, and vans
• New and used boats, motorhomes, campers, and motorcycles
• Low rate credit cards with cash back benefits
• And More (Click here to learn more about Rewards Cache.)
Ask us about commercial loans that benefit your business!
See us for for all your financing needs; online, by phone or in any one of our four convenient branches. When you apply for a loan the loan officer who takes your application can make a decision right then. We always have your best interests at heart! Call the Consumer Loan Department at (907) 459-5970 for friendly, personal assistance.
Consumer Loans
Spirit of Alaska FCU has Consumer Loan products
for all your needs and dreams. You may expect same day service and competitive
rates. Members may apply at any branch, online or with Loan-by-Phone
at (907) 459-5970. Click here
to download a Consumer Loan application. To process your application
we will need the following support documentation:
- Verification of employment (usually your most recent pay stub will suffice).
- Two years of income tax returns if you are seasonally employed, work on commission, or are self-employed.
- Most recent LES if you are active duty military.
Up to 100% financing available, some restrictions may apply. Optional credit life and disability insurance and GAP Insurance available. Loan processing fee of $20 will be charged to all closed loans over $2000. Loans under $2000 may have substantially higher APR. Contact the Loan Department for more additional information.. (See contact information below) Ask how you can get .25% off the interest rate* of your next consumer loan with Rewards Cache!
*on approved credit and does not apply to lines of real estate loans, lines of credit or credit cards
Other Consumer Loan Services
Federal Stafford Student Loans
Need help paying for college? Ask us about a federal student loan. Spirit of Alaska can help cover your college expenses by administering a Federal Stafford Loan for students or a Parent PLUS loan for parents/stepparents. Follow these easy steps to apply with Stafford directly and list us as your preferred Loan Service Provider through Great Lakes.
- Click here to open the Stafford Online Loan Application
- Enter our Loan Service Provider account number on your online application: 833401
- Submit your Stafford Online Loan Application as directed.
- Contact Member Support for Stafford Loans with Great Lakes at 1-800-340-1895.
Why you should use SoAFCU as your Stafford Loan Service Provider:
- Low rates on federal student loans.
- Fast turnaround on your loan application.
- Free telephone access to your loan information.
- Personal assistance that you've come to expect from your credit union
Additional resources to help you learn more about planning and financing your college education:
Did you know that credit unions continually score higher than all other financial institutions in consumer satisfaction surveys when it comes to servicing Federal Stafford Loans? It's a fact. Contact us for more info.
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