Spirit of Alaska Federal Credit Union :: Savings & Investments Rates

Click here for a printable version.

-->
ACCOUNT TYPE MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN DIVIDENDS DIVIDEND RATE DIVIDEND RATE APY*
Savings
$5.00
$100.00
.40%
.40%
Kids Cache Share Savings
$5.00
$5.00
.40%
.40%
Boom Cache Share Savings
$5.00
$50.00
.40%
.40%
Choice Checking***
$0.00
$0.01
3.44%
3.50%
if qualifications are met
miMoney Checking
$0.00
N/A
N/A
N/A
Prestige Checking
(For member 55 and older)
$0.00
N/A
N/A
N/A
e-Z Checking**
(Full service electronic check-less checking)
$0.00
N/A
N/A
N/A
Simple Checking**
$250.00
(to avoid a $5 monthly fee)
N/A
N/A
N/A
Pocket Cache Checking (13 - 17 yrs. old)
$0.00
N/A
N/A
N/A
Dividend Bearing Checking**
$0.00
$0.01
.25%
.25%
Basic Business/Nonprofit Checking**
$0.00
N/A
N/A
N/A
Dividend Bearing Business/Nonprofit Checking**
$0.00
$0.01
.25%
.25%
Choice Money Market Account

Rates quoted in this table are applied only to the respective amount within that tier. APY's show the minimum and maximum of aggregate APY for the lowest and highest dollar amounts within that respective range. For an example spreadsheet on how earnings can be calculated, click here.
$2,500.00
$0.01 - $5,000.00
0.25%
.25%
$5,000.01-$10,000.00
0.40%
0.25% - 0.33%
$10,000.01-$25,000.00
0.65%
0.33% - 0.52%
$25,000.01- $50,000.00
1.10%
0.52% - 0.76%
$50,000.01- $75,000.00
1.20%
0.76% - 0.88%
$75,000.01 - $100,000.00
1.30%
0.88% - 0.96%
$100,000.01 - $250,000.00
1.40%
0.96% - 1.23%
$250,000.01 and up
1.40%
1.23% - 1.37%
IRA - Traditional
IRA - Conversion Roth
IRA - Roth
IRA - Education
$0.00
$0.01
0.90%
0.90%


CD - Traditional Term Share & CD IRA - Term Share (Traditional, Roth Conversion, Roth, Coverdell)
  Minimum to Open and Earn Dividends DIVIDEND RATE

DIVIDEND
APY*

CHOICE CD MINIMUM BALANCE TO OPEN & EARN
CHOICE CD
DIVIDEND RATE
Choice CD APY*
3 Months
$500.00
0.50%
0.50%
$75,000
0.50%
0.50%
6 Months
$500.00
0.65%
0.65%
$75,000
0.70%
0.70%
1 Year
$500.00
1.05%
1.06%
$75,000
1.10%
1.11%
18 Months
$500.00
1.30%
1.31%
$75,000
1.35%
1.36%
2 Years
$500.00
1.60%
1.61%
$75,000
1.70%
1.71%
30 Months
$500.00
1.70%
1.71%
$75,000
1.80%
1.82%
3 Years
$500.00
2.00%
2.02%
$75,000
2.15%
2.17%
4 Years
$500.00
2.10%
2.12%
$75,000
2.55%
2.58%
5 Years
$500.00
2.25%
2.28%
$75,000
2.65%
2.69%
7 Years
$500.00
2.35%
2.38%
$75,000
2.65%
3.69%
Pricing Guide 2010

This chart is a disclosure of terms applicable to our current Share and IRA Share Certificate Accounts. It supplements the terms of the Share Certificate, Membership Agreement, separate Schedule of Fees and Charges or other related material. Your periodic statement will provide your current status - such as dividends earned.

NCUA
*Annual Percentage Yield
**Monthly Fee and/or transaction fee may apply.Please see Pricing Guide for additional detail. Available at any branch.
***APY on first $10,000. $10,000.01 and above APY is 0.50%. Non qualifying APY is 0.10%.
Certificate Rates effective as of July 29, 2010; Share rates effective as of July 29, 2010.
Rates reviewed monthly by Board of Directors and subject to change at any time.
Any account maintenance or transaction fees will reduce earning. Rates displayed here are rounded to the second decimal.
Early withdrawal penalties may apply for IRA and Share Certificates.

Consult your tax advisor to help determine the best IRA for you.
For more information on these investment options please call 459-5900 or you may stop by any of our branches and speak to a member services representative. info@spiritofak.com

Close Window


Copyright © 2007 - Present. Spirit of Alaska Federal Credit Union. All rights reserved.