Consumer Loan Rates

Spirit of Alaska Federal Credit Union :: Consumer Loan Rates

Type of Loan	Term	Annual Percentage Rate (APR) On Approved Credit (OAC) (take an additional .25% off, on approved credit, for 2001 passenger vehicles and newer with an estimated combined EPA of 26 MPG or higher)
New: Non-Commercial Auto's Trucks & Vans	Up to 60 months	As Low As 4.39%
	66-72 months	As Low As 4.54%
	78 months	As Low As 5.14%
	84 months	As Low As 6.14%
Used: Non-Commercial Auto's Trucks & Vans	Up to 60 months	As Low As 4.50%
	66-72 months	As Low As 4.75%
	78 months	As Low As 5.25%
	84 months	As Low As 6.25%
New: Motorhomes Travel Trailers Pickup Camper Combo Boats and Trailer Packages	Up to 72 months	As Low As 7.14%
	78-90 months	As Low As 7.64%
	96-114 months	As Low As 7.89%
	120 months	As Low As 8.79%
	126-144 months	As Low As 8.94%
Used: Motorhomes Travel Trailers Pickup Camper Combo Boats and Trailer Packages	Up to 48 months	As Low As 7.25%
	54-66 months	As Low As 7.75%
	72-78 months	As Low As 8.00%
	84-90 months	As Low As 8.90%
	96-144 months	As Low As 9.05%
New: Snowmachines Street Legal Luxury Motorcycles ATVs - Personal Water Craft	Up to 48 months	As Low As 6.25%
	54-66 months	As Low As 6.50%
	72-78 months	As Low As 6.75%
Used: Snowmachines Street Legal Luxury Motorcycles ATVs - Personal Water Craft	Up to 48 months	As Low As 6.25%
	54-66 months	As Low As 6.50%
	72 months	As Low As 6.75%
Other Collateral	Up to 60 months	As Low As 8.99%
Signature Loans	Up to 24 months	As Low As 13.95%
Signature Loans	36 months	As Low As 14.95%
Share Secured/CD Secured Loans	Variable interest rate is 3% over Share Dividend rate.
Visa Platinum	Revolving	Fixed rate of 9.99%
Visa Classic	Revolving	A fixed rate from 12.99% - 18.00% Based on credit worthiness.

Effective Date 6/28/2010

Up to 100% financing available, some restrictions may apply. Rates and terms dependent on credit qualifications. Rates are subject to change at any time. A loan processing fee of $28 will be charged per credit report. Loans under $2000 may have substantially higher APR. Optional credit life and disability insurance and GAP Insurance available.
Contact the Loan Department at (907) 459-5970 for more detail.
**Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the online loan application.

Click here to Download Consumer Loans Application Form.