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: Qualification cycles:

Spirit of Alaska FCU proudly offers our miMoney and Choice Checking draft accounts, which provide unique benefits to our membership. These checking accounts encourage banking activities by our membership which lower the cost of running the credit union, such as using e-docs and e-statements, or using a debit card instead of writing a check. We can then pass these cost savings onto our membership, in the form of great interest rates or iTunes credit!

The qualifications are simple, and must be met monthly in order for the account holder to receive the account benefits. We rely on our automated systems to check whether account holders have met the qualification terms, and to ensure fairness, all accounts are checked on the same day.

The qualification cycle differs from the statement cycle by approximately one day.

End of Qualification Cycle
Our system checks to see if your accounts qualify for benefits on the last business day before the end of your statement cycle. This day is the "end of the qualification cycle". The end of the qualification cycle may vary month-to-month, and it is important to keep this date in mind when conducting qualifying transactions.

Last Day Transactions Qualify
All qualifying transactions MUST have posted before the end of the qualification cycle. Transactions posted after the end of the qualification cycle will be counted towards the next month's qualification cycle.

Schedule of Qualification Cycles
March: Start - February 29, 2010, End - March 30, 2010
April: Start - March 31, 2010, End - April 29, 2010
May: Start - April 30, 2010, End - May 28, 2010
June: Start - May 29, 2010, End - June 29, 2010
July: Start - June 30, 2010, End - July 30, 2010
August: Start - August 1, 2010, End - August 31, 2010

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If you have any questions, please call us at 459-5900